The Western Union payment method dates right back to the mid nineteenth century when, in America in 1851, Ezra Cornell and Hiram Sibley, founded a telegraph business. Cornell and Sibley were originally each other’s competitors, both responsible for establishing infrastructures related to telegraph lines. It wasn’t until 1855 when these two entrepreneurs decided to join forces and turn their company into one.
It was in 1871 when the first Western Union financial transfer service was put in place, which worked by using the company’s telegraph network.
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Today, the Western Union payment method is a well-known payment system around the world. In 2012 alone, the service was responsible for a whopping 231 million money transfer for customers located in 200 nations across the globe, which represented a staggering value of $79billion.
The essence of the Western Union payment method is to enable users to send funds from one place to another quickly, conveniently and cost-effectively. If you wanted to send money via the Western Union payment method, you would need to go to any of the 500,000 agents of the Western Union located around the world. In order to find your nearest Western Union agent, there is a ‘locator’ feature on the Western Union website that helps people locate their closest Western Union operator.
If you send money via the Western Union payment method, the funds will be sent to your nearest Western Union agent, along with the name and address of the recipient of the money.
During the process of transferring funds from A to B, the individual sending the money will receive a 10-digit MTCN code, which stands for ‘Money Transfer Control Number. They will also receive a transaction receipt. The process requires the sender of the funds to give the receiver the 10-digit MTCN. When in receipt of this number, the recipient will be able to receive the money. Though the recipient will first have to identify themselves by showing valid identification at a Western Union supporting agent, which is typically a post office or bank.
Today the West Union money transfer process can be carried out online with the money being wired electronically over the internet. Although it is important to note that this online Western Union procedure can only be conducted in 23 counties around the world and either the sender of the funds or the recipient of the money will need to have opened a Western Union account.
There is a fee involved with sending money via Western Union. The amount depends on two factors – the value of the sum you are transferring and the country from where the money is being sent from and to. Typically, the fee Western Union charges is approximately 14 – 18 percent of the amount that is being transferred.
It is possible to make deposits into online casinos with Western Union transfer. You should check on the casino site’s payment’s page whether or not they accept this method of payment.